Take Advantage of a Win-Win With Flexible Business Equipment Leasing

At First Financial, we know that acquiring commercial equipment is an expensive and challenging undertaking for any business. Fortunately, with our commercial equipment leasing options, you’ll be able to obtain the vehicles that are essential to your business operations without compromising the vital cash reserves you need on hand for keeping your company running smoothly day to day.

While equipment finance loans are typically preferred by most of our clients, commercial equipment leasing offers some unique features that are a better fit for some businesses. Since every business is unique, we recommend first consulting a professional accountant to determine which option is most beneficial for your business’s specific situation.

When a business equipment lease is the preferred option, our top priority is determining a customized solution that will help you achieve your goals — at competitive rates and terms that fit your budget.

Take Advantage of a Win-Win With Flexible Business Equipment Leasing

At First Financial, we know that acquiring commercial equipment is an expensive and challenging undertaking for any business. Fortunately, with our commercial equipment leasing options, you’ll be able to obtain the vehicles that are essential to your business operations without compromising the vital cash reserves you need on hand for keeping your company running smoothly day to day.

While equipment finance loans are typically preferred by most of our clients, commercial equipment leasing offers some unique features that are a better fit for some businesses. Since every business is unique, we recommend first consulting a professional accountant to determine which option is most beneficial for your business’s specific situation.

When a business equipment lease is the preferred option, our top priority is determining a customized solution that will help you achieve your goals — at competitive rates and terms that fit your budget.

Get an initial quote with our payment calculator below

Payment Calculator

Get an estimate of your payment with our easy to use payment calculator.

The payment calculator provides an estimated range of monthly payments for well-qualified applicants. All applicants', their principals' and all guarantors' will be reviewed by First Financial, and their affiliates. Not all applicants and/or equipment will qualify for these payment ranges but may qualify for alternative program offered by First Financial, LLC.

Min: $5,000 - Max: $999,999 (Please call for $1 Million+ Pricing)

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“Bob, [of First Financial] has worked closely with us to structure each transaction to accommodate the seasonality of our business and the corresponding cash flow fluctuations in our cash flow. He has helped us successfully grow our business and enhance our profitability.”

Matt Sacks
Sacks & Sons, Inc.

What We Offer

Low Rates / Flexible Terms

New & Used Equipment

24 to 120 month terms

Easier and Faster Than a Bank

Easy 1-Page Application

Older Equipment Financing

Seasonal Skip Payments

Loan & Lease Structures

100% Financing Available

First-Time Owner-Operator Options

Dealer or Private Seller Options

Municipal Lease Options

Up to $150,000 app. only

(No financial statements required for qualified applicants)

Requests up to $10,000,000

(Financial statements required)

Custom Lease-to-Own Programs

Whether you need anything from small utility trailers to large heavy haul semi-tractors, we offer a wide variety of commercial equipment leasing solutions to large-fleet operators, single truck owner-operators, and vocational/medium-duty operators.

Best of all, our flexible lease-to-own programs will allow you to achieve your goals while still enjoying the benefit of owning the assets at the expiration of the lease: You will simply purchase the equipment at a price that is predetermined by the lease term you select. Our typical end of lease Purchase Upon Termination (P.U.T.) options include $1.00, $101, 10%, or FMV (Fair Market Value) of the cost.

LEASE OPTIONS INCLUDE:

Business Equipment Leasing
Heavy Equipment Leasing
Other Equipment Leasing
Tractor Trailer Leasing
Construction Equipment Leasing

Note: Due to laws in certain states, not all commercial equipment leasing programs options can be offered to all applicants. Please call for details specific to your situation.

Get Started Today

For more information on our construction and business equipment financing programs, commercial equipment leasing options, or working capital loans, contact us today. One of our friendly and knowledgeable team members will be happy to discuss affordable solutions that are custom-tailored to meet your specific goals. We’re committed to making your experience a positive one!