Quick Approval Process

Flexibility to Accommodate Almost Any Credit Profile

100% Financing / No Down Payment Options

Low-to-No upfront costs

Financing for Both New and Used Equipment

Enter Equipment Cost to Finance

Quick Approval Process

Flexibility to Accommodate Almost Any Credit Profile

100% Financing / No Down Payment Options

Low-to-No upfront costs

Financing for Both New and Used Equipment

Enter Equipment
Cost to Finance

Finally — A Business Equipment Financing Company That is a Partner You Can Trust

First Financial is a top-ranked, independent business equipment financing company that offers highly competitive commercial equipment financing, equipment leasing, and working capital to businesses nationwide. With over 65 years of combined experience, our equipment finance professionals carefully evaluate and understand our client’s needs and create solutions that help you on your path to success.

Because we realize that all businesses are not created equally, we create custom solutions to ensure the best possible outcome for our clients. Whether we are working with a start-up business or a well-established Fortune 500 company, we can provide a solution that best fits our clients’ unique needs.

At our core, we’re more than just a business equipment financing company — we’re educators, problem-solvers, and long-term partners to our clients. And our team’s commitment to our core values drives successful customer experiences.

Our Offerings

We’re a business equipment financing company that offers solutions that match just about any industry, business, asset, or situation — with clients located throughout Pennsylvania & New Jersey, as well as across the nation.

Our programs include:

Our Offerings

We’re a business equipment financing company that offers solutions that match just about any industry, business, asset, or situation — with clients located throughout Pennsylvania & New Jersey, as well as across the nation.

Our programs include:

Equipment Financing

Low Rate/Flexible Terms

New & Used Equipment

Fast Approval (Usually Within Hours)

Learn More >>

Apply Now

Equipment Leasing

Easy 1-Page Application

Loan & Lease Structures

24 to 120 Month Terms

Learn More >>

Apply Now

Working Capital Loans

Express Applications & Approvals

Access to Cash in 24 Hours or Less

No Hidden Fees or Prepayment Penalties

Learn More >>

Apply Now

Equipment Financing

Low Rate/Flexible Terms

New & Used Equipment

Fast Approval (Usually Within Hours)

Learn More >>

Apply Now

Equipment Leasing

Easy 1-Page Application

Loan & Lease Structures

24 to 120 Month Terms

Learn More >>

Apply Now

Working Capital Loans

Express Applications & Approvals

Access to Cash in 24 Hours or Less

No Hidden Fees or Prepayment Penalties

Learn More >>

Apply Now

When It Comes to Choosing a Business Equipment Financing Company, One Size Does Not Fit All

You’ll enjoy:

● Flexible Solutions
● Highly Competitive Rates
● Quicker Approval & Processing Times Than Most Banks and Credit Unions
● Flexibility to Accommodate Almost Any Credit Profile
● 100% Financing / No Down Payment Options
● Low-to-No Upfront Costs
● Financing for Both New and Used Equipment
● A Commitment to Exceptional Customer Service
● All-Inclusive Equipment Financing From $5,000 to $10 Million (includes tax, freight, and other soft costs)

Why Choose Us?

Whether you’re looking for an equipment financing company or an equipment leasing company, you’ll find that customer satisfaction is not something we take lightly. Whether you’re an industry veteran, first-time buyer, or start-up business, you’ll receive the personalized attention you deserve and a solution that truly fits your specific needs.

Best of all, you can obtain the equipment you need while avoiding the drawbacks of dealing with banks and other financial institutions:

FASTER APPROVALS

Waiting for credit or loan approvals from another lender or equipment financing company can be a long, drawn-out process that costs your company valuable time and lost productivity.

At First Financial, we place a priority on a quick approval process — sometimes completed in just hours!

FEWER RESTRICTIONS

Typically, a bank, credit union, or other equipment financing company will have strict restrictions regarding the equipment they’ll finance, often factoring in the equipment’s age, type, miles, and/or hours in use.

At First Financial, we have fewer equipment restrictions, which means a smoother approval process for you.

SOFT CREDIT PULLS

Banks and other lenders also routinely make hard credit inquiries or hard credit pulls when considering your request, which can negatively impact your personal credit score and remain on your credit report for years.

First Financial utilizes a soft credit pull process so your personal credit score is not affected. While there are some instances when a hard credit inquiry may be required, it’s rarely necessary.

COMMON SENSE LENDING

Unlike government regulated lenders, First Financial has the flexibility to look past a less than ideal credit score. We know that you’re more than just a number on a report.

You’re a business owner looking for a solid finance solution to grow your business. We’ll understand your situation, determine the best solution, and deliver.

LIMITED OBLIGATIONS

We do not require a blanket, or all-encompassing, lien on all of your business assets just to finance one piece of equipment, as many banks and credit unions do.

This can create significant delay when selling those assets in the future since you’ll need your bank’s permission to do so.

Ready to Get Started?

First Financial is always ready to welcome new applicants. To learn more or begin your application, contact us today. One of our friendly and knowledgeable team members will be happy to discuss affordable solutions that are custom-tailored to meet your specific goals. We’re committed to making your experience a positive one!

Why Choose Us?

Whether you’re looking for an equipment financing company or an equipment leasing company, you’ll find that customer satisfaction is not something we take lightly. Whether you’re an industry veteran, first-time buyer, or start-up business, you’ll receive the personalized attention you deserve and a solution that truly fits your specific needs.

Best of all, you can obtain the equipment you need while avoiding the drawbacks of dealing with banks and other financial institutions:

FASTER APPROVALS

Waiting for credit or loan approvals from another lender or equipment financing company can be a long, drawn-out process that costs your company valuable time and lost productivity.

At First Financial, we place a priority on a quick approval process — sometimes completed in just hours!

FEWER RESTRICTIONS

Typically, a bank, credit union, or other equipment financing company will have strict restrictions regarding the equipment they’ll finance, often factoring in the equipment’s age, type, miles, and/or hours in use.

At First Financial, we have fewer equipment restrictions, which means a smoother approval process for you.

SOFT CREDIT PULLS

Banks and other lenders also routinely make hard credit inquiries or hard credit pulls when considering your request, which can negatively impact your personal credit score and remain on your credit report for years.

First Financial utilizes a soft credit pull process so your personal credit score is not affected. While there are some instances when a hard credit inquiry may be required, it’s rarely necessary.

COMMON SENSE LENDING

Unlike government regulated lenders, First Financial has the flexibility to look past a less than ideal credit score. We know that you’re more than just a number on a report.

You’re a business owner looking for a solid finance solution to grow your business. We’ll understand your situation, determine the best solution, and deliver.

LIMITED OBLIGATIONS

We do not require a blanket, or all-encompassing, lien on all of your business assets just to finance one piece of equipment, as many banks and credit unions do.

This can create significant delay when selling those assets in the future since you’ll need your bank’s permission to do so.

Ready to Get Started?

First Financial is always ready to welcome new applicants. To learn more or begin your application, contact us today. One of our friendly and knowledgeable team members will be happy to discuss affordable solutions that are custom-tailored to meet your specific goals. We’re committed to making your experience a positive one!

First Financial News & Blog

Why Use First Financial, LLC, for Your Equipment Financing & Leasing Needs?

December 6th, 2019

First Financial, LLC focuses on taking the stress out of financing and leasing equipment. Whether you are adding, upgrading or replacing equipment, First Financial, LLC has a program for you.

First Financial News & Blog

Why Use First Financial, LLC, for Your Equipment Financing & Leasing Needs?

December 6th, 2019

First Financial, LLC focuses on taking the stress out of financing and leasing equipment. Whether you are adding, upgrading or replacing equipment, First Financial, LLC has a program for you.